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Medicare, one part at a time

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Medicare, one part at a time. Full text follows below.
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Medicare, one part at a time

You do not buy all four parts as four separate policies.

A Hospital insurance

Inpatient hospital care, hospice, some skilled nursing and home health care.

B Medical insurance

Doctor visits, outpatient care, preventive services, and medical equipment.

C Medicare Advantage

A private-plan way to receive Part A and Part B benefits. Most plans include Part D.

D Prescription drug coverage

Helps pay for covered medicines. Available separately or in many Advantage plans.

How the pieces fit

Original Medicare = Parts A + B

You can add Part D and may buy Medigap to help with certain costs.

Medicare Advantage = another way to get Parts A + B, usually with Part D.

Medigap does not work with Medicare Advantage.

Source: Medicare.gov • Reviewed September 2026

Understand your options

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Details, checklist & official sources

This graphic is a summary. The companion guide explains qualifications and gives you a next-step checklist.

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