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Two Medicare paths
Compare the tradeoffs. Choose for your needs.
Original Medicare
Parts A + B
See providers across the U.S. who accept Medicare.
Add a separate Part D plan for drug coverage.
May add Medigap to help with certain costs.
No annual Part A/B out-of-pocket ceiling without other coverage.
Medicare Advantage
Part C • A private-plan alternative
Includes Part A + B; most plans include Part D.
Networks and prior authorization rules may apply.
Extra dental, vision, or hearing benefits vary.
Annual limit for covered Part A/B costs. Drugs have a separate limit.
Compare more than the premium
Doctors • Prescriptions • Total costs • Travel • Plan rules
You still pay the Part B premium with either path.
Before leaving Advantage, check whether you can get the Medigap policy you want.
Source: Medicare.gov • Reviewed September 2026
Find a fit for your life
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Details, checklist & official sources
This graphic is a summary. The companion guide explains qualifications and gives you a next-step checklist.
Read the companion guide